Workers Compensation in Oregon
State-specific overview · Employment Law
Oregon operates a state-run workers' compensation system where most employers must insure through the state fund.
How Oregon treats Workers Compensation
Oregon's Department of Consumer and Business Services administers the state's exclusive workers' compensation fund, though some large employers may self-insure. Coverage is mandatory for all employers with one or more employees. Oregon provides comprehensive medical benefits, wage replacement at two-thirds of average weekly wages, and permanent disability awards based on body part injury schedules. The state emphasizes early return-to-work programs and vocational rehabilitation.
The general definition of Workers Compensation
Insurance that provides medical benefits and wage replacement to employees injured during work.
Workers compensation is a form of insurance that employers are required to carry to protect employees who are injured or become ill as a result of their job. When an employee is hurt at work, workers compensation covers medical expenses, rehabilitation costs, and a portion of lost wages while the employee recovers. In exchange, the employee generally gives up the right to sue the employer for the injury. The system is designed to provide quick, predictable benefits without the need for a lawsuit. Benefits vary by state and depend on the severity of the injury.
Read the full Workers Compensation entry →This page is a plain-English reference and is not legal advice. State laws change frequently. For specific situations consult a licensed attorney in Oregon.