Workers Compensation in North Dakota
State-specific overview · Employment Law
North Dakota requires most employers to carry workers' compensation through the state fund or approved private insurers.
How North Dakota treats Workers Compensation
North Dakota mandates workers' compensation coverage for employers with one or more employees, with limited exceptions. The state operates a competitive system where employers can purchase from private insurers or the state fund. Benefits cover medical treatment, wage replacement at two-thirds of average weekly wages, and rehabilitation services. Employers must report injuries within ten days to comply with state requirements.
The general definition of Workers Compensation
Insurance that provides medical benefits and wage replacement to employees injured during work.
Workers compensation is a form of insurance that employers are required to carry to protect employees who are injured or become ill as a result of their job. When an employee is hurt at work, workers compensation covers medical expenses, rehabilitation costs, and a portion of lost wages while the employee recovers. In exchange, the employee generally gives up the right to sue the employer for the injury. The system is designed to provide quick, predictable benefits without the need for a lawsuit. Benefits vary by state and depend on the severity of the injury.
Read the full Workers Compensation entry →This page is a plain-English reference and is not legal advice. State laws change frequently. For specific situations consult a licensed attorney in North Dakota.