Workers Compensation in Minnesota
State-specific overview · Employment Law
Minnesota requires most employers to carry workers' compensation; benefits include medical coverage and wage replacement up to statutory limits.
How Minnesota treats Workers Compensation
Minnesota mandates workers' compensation insurance for employers with one or more employees, though some small employers and self-employed individuals may be exempt. The system provides medical benefits and temporary disability payments (typically 66.67% of wages) capped at a percentage of the state's average weekly wage. Injured workers generally cannot sue their employer but may pursue claims against third parties responsible for the injury.
The general definition of Workers Compensation
Insurance that provides medical benefits and wage replacement to employees injured during work.
Workers compensation is a form of insurance that employers are required to carry to protect employees who are injured or become ill as a result of their job. When an employee is hurt at work, workers compensation covers medical expenses, rehabilitation costs, and a portion of lost wages while the employee recovers. In exchange, the employee generally gives up the right to sue the employer for the injury. The system is designed to provide quick, predictable benefits without the need for a lawsuit. Benefits vary by state and depend on the severity of the injury.
Read the full Workers Compensation entry →This page is a plain-English reference and is not legal advice. State laws change frequently. For specific situations consult a licensed attorney in Minnesota.