Workers Compensation in Idaho
State-specific overview · Employment Law
Idaho allows employers to self-insure or purchase coverage; independent contractors are generally excluded unless they elect coverage.
How Idaho treats Workers Compensation
Idaho requires most employers to carry workers' compensation insurance through the state fund or an approved private insurer, though large employers may self-insure. Independent contractors are excluded from mandatory coverage but may voluntarily participate in the system. Wage replacement benefits equal two-thirds of the employee's average weekly wage, with statutory caps. Idaho also permits employers to reduce benefits by the amount of any settlement from a third-party lawsuit related to the injury.
The general definition of Workers Compensation
Insurance that provides medical benefits and wage replacement to employees injured during work.
Workers compensation is a form of insurance that employers are required to carry to protect employees who are injured or become ill as a result of their job. When an employee is hurt at work, workers compensation covers medical expenses, rehabilitation costs, and a portion of lost wages while the employee recovers. In exchange, the employee generally gives up the right to sue the employer for the injury. The system is designed to provide quick, predictable benefits without the need for a lawsuit. Benefits vary by state and depend on the severity of the injury.
Read the full Workers Compensation entry →This page is a plain-English reference and is not legal advice. State laws change frequently. For specific situations consult a licensed attorney in Idaho.