Workers Compensation in Connecticut
State-specific overview · Employment Law
Connecticut mandates workers' compensation insurance for all employers with one or more employees; injured workers must file claims within two years.
How Connecticut treats Workers Compensation
Connecticut requires virtually all employers to carry workers' compensation insurance through the state fund or an approved private insurer. Employees must report injuries to their employer promptly and file a formal claim within two years of the injury date. Benefits include full medical coverage with no deductible, temporary disability payments at two-thirds of wages, and permanent disability awards based on the type and severity of injury. Connecticut's system is administered by the Connecticut Department of Labor.
The general definition of Workers Compensation
Insurance that provides medical benefits and wage replacement to employees injured during work.
Workers compensation is a form of insurance that employers are required to carry to protect employees who are injured or become ill as a result of their job. When an employee is hurt at work, workers compensation covers medical expenses, rehabilitation costs, and a portion of lost wages while the employee recovers. In exchange, the employee generally gives up the right to sue the employer for the injury. The system is designed to provide quick, predictable benefits without the need for a lawsuit. Benefits vary by state and depend on the severity of the injury.
Read the full Workers Compensation entry →This page is a plain-English reference and is not legal advice. State laws change frequently. For specific situations consult a licensed attorney in Connecticut.