Homestead Exemption in Connecticut
State-specific overview · Property & Real Estate
Connecticut offers a modest homestead exemption of $75,000, applying only to judgment liens and not to mortgages or taxes.
How Connecticut treats Homestead Exemption
Connecticut protects $75,000 of home equity from judgment liens filed by unsecured creditors. The exemption does not shield a home from mortgage foreclosure, property tax liens, or mechanic's liens. Connecticut homeowners must occupy the property as their principal residence to qualify. The exemption is one of the more limited protections in the nation and does not increase for age or disability.
The general definition of Homestead Exemption
A legal protection that shields a primary residence from creditors' claims up to a certain value.
A homestead exemption is a law that protects your home from being seized to pay debts. When you claim a homestead exemption, a portion of your home's value becomes off-limits to creditors, even if you file for bankruptcy or lose a lawsuit. The amount protected varies by state, and you typically must file a declaration to activate the protection.
Read the full Homestead Exemption entry →This page is a plain-English reference and is not legal advice. State laws change frequently. For specific situations consult a licensed attorney in Connecticut.