Homestead Exemption in California
State-specific overview · Property & Real Estate
California exempts $75,000 to $300,000 of primary residence equity depending on household composition and prior exemption use.
How California treats Homestead Exemption
California's homestead exemption amount depends on the homeowner's age, disability status, and household composition. A single homeowner receives $75,000 protection; a married couple or homeowner with dependents receives $100,000; and homeowners aged 65+ or disabled receive $175,000. The exemption applies in bankruptcy and creditor actions but does not protect against mortgage lenders, property tax liens, or judgment liens for home improvements.
The general definition of Homestead Exemption
A legal protection that shields a primary residence from creditors' claims up to a certain value.
A homestead exemption is a law that protects your home from being seized to pay debts. When you claim a homestead exemption, a portion of your home's value becomes off-limits to creditors, even if you file for bankruptcy or lose a lawsuit. The amount protected varies by state, and you typically must file a declaration to activate the protection.
Read the full Homestead Exemption entry →This page is a plain-English reference and is not legal advice. State laws change frequently. For specific situations consult a licensed attorney in California.